Is it cheaper to rent or to buy?

Is it cheaper to rent or to buy?

If you can’t afford to buy, renting is cheaper. Right? Well, the latest figures show that might not be the case with average mortgage payments LESS than average rent payments. But does that mean buying a home costs less than renting? If you look at the annual cost, it...
how much can i afford

how much can i afford

You’ve decided to buy a home, and you believe that you can afford it. But before you even start looking at properties, you need to decide what price range you can afford. You probably want to buy as much house as possible, but obviously don’t want to end up...
Choosing where to buy…

Choosing where to buy…

Before you look for a property, you need to decide on the area. It could be the most important decision you make: get it wrong and you will either be unhappy with where you live, or face the costs of moving again  If you want to move to a new home close to where you...
The process of buying a property…

The process of buying a property…

Buying your first home can be daunting. The decisions you make along the way could save money or cost more money. Here’s a step by step guide to buying a home.   Decide if buying a home is for you… Even though 86% of people in the UK want to own their home, it’s not...
The hidden costs of buying a property…

The hidden costs of buying a property…

There are lots of hidden costs that can add more than 10% to the total bill, which you need to factor in to your buying budget. Maintaining  a property also costs more than many former rental tenants can expect. If you are not prepared for these costs, the first few...